Sophkos connects identity, business verification, ownership, OSINT, sanctions, transaction behaviour, fraud signals, casework and reporting into a single operating environment for financial intelligence.
Sophkos is built around intelligence objects rather than isolated modules. A customer is not just a profile. A company is not just a KYB record. A transaction is not just a payment message. Each is part of a wider intelligence graph that can be analysed, monitored, investigated and reconstructed.
Applicants, directors, signatories, UBOs, controllers, trustees, authorised users and related parties.
Companies, funds, SPVs, partnerships, trusts, foundations, public bodies and other legal arrangements.
Direct holdings, indirect holdings, voting rights, control links, nominee links, trust roles and management-control fallbacks.
Bank accounts, virtual IBANs, ledgers, payment instruments, wallets, merchant references and safeguarded positions.
Payments, attempted payments, FX activity, batch files, internal transfers, capital calls, redemptions, settlements and wallet movements.
Senders, recipients, merchants, intermediaries, correspondents, beneficiaries, bank accounts and wallet addresses.
Sanctions hits, PEP exposure, adverse media, OSINT findings, fraud indicators, behavioural drift, device anomalies and typology matches.
Documents, registry extracts, screenshots, source records, ownership charts, correspondence, analyst notes, approvals and reports.
Accept, reject, request information, escalate, freeze, hold, de-risk, close, reopen, report, no-report and senior approval.
Financial-crime decisions are time-sensitive. Sophkos records the state of knowledge at onboarding, at transaction review, at alert triage, at investigation escalation and at reporting.
This enables teams to reconstruct the information, evidence, rules, model outputs and human decisions available at the exact point an action was taken.
Each module operates on the same object model and the same intelligence graph. There is no "import to investigations." There is no separate KYC system. The objects are shared, and so are the decisions made about them.
Risk-based onboarding for individuals and businesses. Capture identity, ownership, expected behaviour, source of funds, source of wealth, business activity, jurisdictional exposure and delivery-channel risk.
Automated mapping of layered ownership, complex company groups, trusts, SPVs, funds, nominees, voting rights and control-by-other-means relationships.
AI-assisted collection and analysis of lawful open-source and licensed sources, adverse indicators, corporate records, litigation references, media signals and network relationships.
Continuous screening of customers, beneficial owners, directors, signatories, related parties and counterparties against sanctions, PEP, adverse-risk and internal watchlist sources.
Real-time and batch monitoring using scenarios, behavioural baselines, graph context, anomaly detection and mathematical risk-surface analysis.
A unified workspace for analysts, MLROs, investigators, supervisors and authorised external teams. Includes network visualisation, evidence management, tasking, approval workflows and AI-assisted summaries.
SAR, STR and FIU workflows, report drafting support, approval control, evidence bundles, request management, redaction, retention and post-report monitoring.
Policy rules, model governance, scenario testing, control assurance, audit packs, board MI, QA sampling, outsourcing evidence and role-based accountability.
See how Sophkos connects the objects, modules and decisions that today live across multiple disconnected tools.
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